SLEEP GENIUS — WEBSITE, MEMBERSHIP & COACHING TERMS AND CONDITIONS

Creed of Peaceful Warriors Private Membership Association framework

WORKING DRAFT — October 25, 2026

FOR LEGAL AND OWNER REVIEW. Not published or effective. Before publication, confirm the contracting legal entity, the precise relationship between Sleep Genius and Creed of Peaceful Warriors, the Privacy Policy, refund/cancellation terms, included services and third-party costs, and any legally required disclosures.

1. Scope and Acceptance

These Terms and Conditions (“Terms”) govern access to sleepgeni.us and related Sleep Genius websites, digital assessments, applications, educational materials, memberships, member communities, online programs, coaching services and communications (collectively, “Services”). “Sleep Genius,” “we,” “us” and “our” mean [CONFIRM LEGAL ENTITY OPERATING SLEEP GENIUS AND ITS CONTRACTUAL RELATIONSHIP TO CREED OF PEACEFUL WARRIORS].

Visitors may browse publicly available content subject to the website-use provisions of these Terms. An individual becomes a member only after affirmatively requesting membership, accepting the applicable membership agreement and receiving any required approval. A person becomes a paid coaching client only after accepting a separate written enrollment/coaching agreement and the corresponding payment authorization. Visiting the Site or providing an email address alone does not automatically create association membership or a paid obligation.

By using the Site, you agree to the provisions applicable to website visitors. By separately accepting membership, program enrollment or payment terms, you also agree to the provisions applicable to that service. If you do not agree, discontinue that activity and contact us about any existing account or agreement. Mandatory rights under applicable law remain available.

2. Private Membership Association Principles

Sleep Genius follows the voluntary, peaceful-association principles reflected in the Creed of Peaceful Warriors Private Membership Association (“Association”) agreement, to the extent the Association authorizes that relationship. These principles include freedom of association, respectful exchange of ideas, personal responsibility, privacy, education, mutual assistance, freedom of conscience and the voluntary selection of advisers and services.

The Association’s spiritual and philosophical principles may inform community conduct but membership and access do not require adherence to a particular faith unless a separate, lawfully applicable program expressly says otherwise. All participants must respect the equal dignity and lawful rights of others. Participation is voluntary; members may withdraw under Section 14.

Private membership is a contractual relationship, not a declaration that any participant, practitioner, payment, health activity, business or website is exempt from applicable federal, state or local law. These Terms do not bar lawful government oversight, require the surrender of statutory rights, or prevent a member from contacting regulators, reporting misconduct or pursuing lawful remedies. Any conflicting language from an older Association document is not incorporated here.

3. Eligibility, Applications and Membership Approval

Public educational material is intended for a general audience. Users must be at least 18 years old to apply independently for Association membership, paid coaching or services involving individual health-related data; a parent or legal guardian may inquire about other lawful arrangements for a minor, subject to a separate consent and safeguarding process. We may request accurate contact and eligibility information, verify identity when reasonably necessary, and accept or decline applications for legitimate, non-discriminatory reasons.

Membership grants only the rights expressly described in the applicable membership confirmation and service description. It does not confer ownership, governance, voting, employment, medical-provider status or an entitlement to any particular coach, program, product or benefit unless expressly agreed in writing. Individual programs may require additional qualifications, prerequisites or a separate contract.

4. Accounts, Credentials and Communications

Provide accurate registration information, keep passwords secure, do not share personal login credentials and notify rob@sleepgeni.us of suspected unauthorized access. You are responsible for activities carried out with your credentials except to the extent caused by our own failure or otherwise provided by law. We may use reasonable authentication and fraud-prevention measures.

Service-related notices, assessment acknowledgments, account security notices, receipts and scheduling communications may be sent to the contact details you provide. Promotional or educational marketing emails will be sent only when permitted by applicable law and any required marketing consent; you may opt out through the unsubscribe mechanism. Opting out of marketing does not cancel a separately contracted coaching service.

5. Website Access and Acceptable Use

Use the Site and member platforms lawfully and respectfully. Do not attempt unauthorized access, scrape or harvest personal information, distribute malware, interfere with security or service availability, impersonate others, submit false assessment information, infringe intellectual property, or harass, threaten, exploit or discriminate against other users. Do not publish another person’s health data, private communications or identifying details without their permission.

We may moderate content, limit access or suspend an account where reasonably necessary to protect users, comply with the law or address a material violation. We will consider the circumstances, provide notice and an opportunity to respond when appropriate, and respect any applicable appeal or consumer protections.

6. Public Sleep Education and PSQI Assessments

Site content, the Pittsburgh Sleep Quality Index (“PSQI”), quizzes, reports, sleep logs, behavioral information and educational recommendations are intended for screening, education and coaching discussions—not medical diagnosis, treatment or individualized clinical advice. PSQI results reflect self-reported sleep quality and do not independently establish that a person has a sleep disorder, needs treatment or is eligible for coaching. No assessment score guarantees enrollment, a consultation or a particular outcome.

Sleep Genius uses the Pittsburgh Sleep Quality Index (PSQI) with permission from the University of Pittsburgh. This permission does not imply University of Pittsburgh endorsement of Sleep Genius, its coaching services or its products.

Assessment participation is optional. We will explain any information requested, use it in accordance with an applicable Privacy Policy and consent notices, and distinguish operational messages from optional promotional messages. Do not submit emergency requests or highly sensitive information through ordinary contact forms. We may offer consultation scheduling separately from a test result.

7. Coaching, Education and Program Scope

Sleep Genius may offer self-directed learning, group instruction, individual coaching, sleep reviews, relaxation education, behavioral and lifestyle guidance, nutrition and exercise education, and related support. The exact deliverables, responsible providers, length, frequency, communication channels, completion criteria and any included devices or assessments depend on the particular program and the accepted written service schedule. No general Site description guarantees an individual feature or number of sessions.

Coaching requires active participation, truthful communication and independent decision-making. Participants are encouraged to ask questions, consider their needs and consult licensed professionals. Coaching staff remain responsible for delivering the commitments expressly made in an accepted service agreement. We do not guarantee sleep duration, symptom relief, health improvements, academic performance, workplace performance or other outcomes.

8. Sleep Genius 365 — Program Description

Where offered and accepted under a signed enrollment agreement, Sleep Genius 365 is a 365-day individualized coaching program organized into three phases: SLEEP101 (approximately months 1–2, sleep foundations and relaxation coaching); SLEEP201 (approximately months 3–4, reassessment and nutrition-related optimization); and SLEEP301 (approximately months 5–12, continued optimization, exercise-related education and accountability). The personalized scope and coaching schedule are set out in the signed agreement and service schedule.

Bloodwork or other laboratory assessments may be discussed or planned at phase transitions, but clinical ordering, interpretation, provider selection, insurance eligibility, costs, supplements, therapies and any separately provided medical services must be documented in writing before purchase or performance. Only a licensed professional may provide services requiring licensure. No outside provider’s services are included in a coaching fee unless explicitly listed in the accepted offer.

Current program planning contemplates providing an Oura Ring and an under-bed ballistocardiography sleep-monitoring device at no additional Program Fee. Device brand/model, availability, sizing, delivery, ownership, warranties, replacements and third-party subscription charges must be stated in the signed device schedule. Consumer sleep devices do not replace diagnostic testing. The specific internal measurement methods and protocols are not a representation of what is publicly included absent an agreed service description.

9. Paid Enrollment, Pricing and Payment Authorization

A membership application or free assessment does not obligate anyone to pay. Fees are due only for offerings selected and accepted at checkout or by separate written agreement. For Sleep Genius 365, the currently proposed offer is either (a) $15,000 paid in full at enrollment, or (b) $5,000 at enrollment followed by eleven (11) monthly payments of $1,000, totaling $16,000. The payment-plan price is $1,000 higher than the paid-in-full price. There is no twelfth $1,000 installment in addition to the initial $5,000.

Before charging a client, the enrollment documents must disclose the due dates, authorization method, applicable taxes, included deliverables, additional charges, installment consequences, cancellation and refund rights. A 365-day commitment and its installments are not automatically a month-to-month membership or a recurring renewal. We will not impose a renewal, finance charge, acceleration, collection fee or additional purchase without a legally valid and clearly disclosed agreement. Payments are processed by the stated payment provider under its applicable payment terms.

If a signed coaching agreement specifies different charges or services, that agreement governs the purchased service to the extent lawfully enforceable. The general Site Terms do not substitute for a completed individual service schedule.

10. Cancellation, Withdrawal, Refunds and Suspended Services

Visitors may stop browsing at any time, and users may request closure of a free account or withdrawal of membership subject to lawful record-retention requirements. Membership cancellation does not by itself decide rights or obligations under a separate paid service contract.

For any paid coaching program, the cancellation, refunds, cooling-off rights, early termination, installment balances, credits, device returns and third-party expenses must be set out clearly in the specific accepted enrollment agreement before payment is taken. These business terms are not yet finalized for Sleep Genius 365. Until finalized, Sleep Genius must not represent that all payments are nonrefundable or charge on the basis of this draft alone. Applicable statutory cancellation/refund rights cannot be waived by these Terms.

If we materially fail to provide agreed services or discontinue a paid program, the parties’ remedies are governed by the signed agreement and nonwaivable law. Any proposed temporary suspension for payment default will include reasonable written notice and an opportunity to resolve the issue as required by law.

11. Scheduling, Attendance and Participation

Coaching meetings may occur online or by another agreed method. Session frequency, duration, notices, missed-session treatment, group etiquette, make-up opportunities and reasonable accommodations are controlled by the specific service schedule. Unless otherwise stated there, the parties should request changes at least 24 hours before an appointment when practicable; emergencies will be assessed reasonably. A missed session will not automatically forfeit an entire annual coaching fee solely by operation of these general Terms.

Member groups and live instruction require professional, respectful participation. We may restrict disruptive conduct or protect other participants from serious safety threats, but any financial effect of a suspension or disenrollment will be addressed under the separate signed agreement and applicable law.

12. Health, Medical and Safety Disclaimer

Sleep Genius coaching and education are not a substitute for a licensed medical professional, medical examination, diagnostic testing, mental-health assessment, emergency response, prescriptions or treatment. The fact that a coach may work with licensed outside clinicians does not make all coaching activities medical care. Users should seek individualized advice from appropriately licensed professionals before changing medications, using supplements, pursuing therapies or materially changing exercise or other health regimens.

Persistent insomnia, snoring or suspected sleep apnea, severe daytime sleepiness, fainting, significant mood changes or any urgent symptoms should be discussed with a qualified clinician. If you may be experiencing a medical or mental-health emergency or immediate danger, use local emergency services; this Site and coaching team are not monitored as an emergency service.

Coaches may decline to provide recommendations beyond their qualifications or refer clients to licensed professionals. No medical outcome, disease prevention or cure is promised.

13. Health Data, Privacy and Confidentiality

We may collect contact details, applications, consent records, assessments, self-reported health information, sleep logs and, only with applicable authorization, monitoring or third-party service data. Details of categories, purposes, security practices, processors, retention, rights and contact methods belong in a separate current Privacy Policy and any legally required health-data or medical privacy notices. This document is not a substitute for those notices.

We will use reasonable safeguards and limit access to persons with an appropriate service need or lawful authorization. Sensitive information should be exchanged using agreed secure methods rather than assuming ordinary email or public community areas are private. Sharing with coaches, laboratories, clinicians, research partners or device vendors must follow applicable law and any separately required authorizations. Nothing here represents that every aspect of Sleep Genius is automatically governed by or compliant with HIPAA; applicability depends on the participating entities and activities.

We will treat information shared privately in coaching as confidential to the extent permitted by applicable law, with disclosures where authorized, required by law or necessary to address an imminent serious threat when legally permitted. Members must also respect the privacy of fellow participants, although we cannot guarantee that another community member will honor confidentiality. Requests for access, deletion or correction will be handled as provided by applicable law and the Privacy Policy.

14. Membership Withdrawal, Discipline and Grievances

A member may request withdrawal from the Association-related membership by contacting rob@sleepgeni.us. We may restrict or terminate membership for material breaches, fraud, threats, harassment, repeated serious misconduct or substantial interference with the Association’s lawful purposes, applying reasonable and non-discriminatory standards. Where practicable, we will provide notice, reasons and an opportunity for review, except where immediate safety action is necessary.

Ordinary grievances should first be sent in writing to rob@sleepgeni.us. An Association-designated representative may offer good-faith review or voluntary mediation. This internal process does not require a member to waive statutory complaints, access to courts, remedies for unlawful conduct or any right that cannot legally be waived. There is no mandatory binding arbitration clause in this draft.

15. Recording, Testimonials and Publicity

A coaching session, class or consultation may be recorded for legitimate educational or operational reasons only with appropriate advance notice and consent and subject to applicable recording laws. Participants will be told who may view a recording and for how long. If a participant does not consent to a recording, an alternative or other legally appropriate resolution will be considered where feasible.

We will not treat website use, membership or the purchase of coaching as permission to publish a user’s name, image, voice, personal story, health information or testimonial in advertising. Marketing use requires a separate, specific, voluntary release where legally required. Withdrawal of publicity consent and handling of previously published materials will be explained in that release. No blanket perpetual media rights are imposed here.

16. Intellectual Property and Member Contributions

Sleep Genius and its licensors retain the intellectual-property rights in Site materials, program curricula, videos, assessments, software, branding, worksheets and resources, subject to rights owned by third parties. Members and clients receive a limited, personal, revocable where permitted, nonexclusive, nontransferable right to use materials for their own authorized participation; they may not sell, publicly redistribute, misrepresent authorship of or commercially exploit them without permission.

You retain ownership of original materials you submit. You grant us a limited permission to host, process and display such materials only as reasonably necessary to provide the service you requested, maintain records and comply with law, subject to privacy commitments. Do not submit content for which you lack permission. The PSQI and other third-party instruments remain subject to their licensors’ rights.

17. Community Spaces and Third-Party Platforms

Community groups, learning portals, conferencing software, payment processors, calendar booking pages, wearable providers and other outside services may have separate agreements and privacy notices. Linking to a third party does not make its content, accuracy, availability or security our responsibility, except for duties law places on Sleep Genius. Users should review the provider’s terms before connecting devices or sharing data.

Community posts do not constitute professional medical advice. Members are responsible for their own statements and should not use groups to solicit sensitive details, advertise without permission or disclose another participant’s confidences.

18. 62Romeo Sponsorship Relationship

Sleep Genius 365 currently includes a stated commitment that each paid enrollment sponsors one veteran or first responder through the separately operated 62Romeo initiative. Program administrators will determine and document the timing and method of sponsorship. This is a program commitment by the provider and is not a statement that a coaching client personally made a tax-deductible charitable contribution. The commercial coaching purchase is separate from any donation directly accepted by 62Romeo or another charity.

19. Availability, Updates and Service Changes

We may maintain, correct, secure or improve the Site and its features, subject to any services already promised in an accepted paid agreement. We may update these general Terms prospectively by posting a revised version and, where legally required, providing direct notice and securing renewed agreement for material changes. An update to website terms will not silently change the price, duration, refund rights or essential service deliverables of an existing signed coaching contract.

20. Disclaimers and Reasonable Allocation of Risk

Except for express obligations stated in a signed service contract and rights that law does not permit us to exclude, the public Site and general educational content are provided on an “as available” basis. We do not warrant uninterrupted access, error-free information, device accuracy or a particular result. Nothing in these Terms excludes responsibility for fraud, willful misconduct, gross negligence, personal injury or other liability that cannot lawfully be limited.

To the extent permitted by law, neither party is liable for unforeseeable or remote damages arising solely from general website use. This provision does not eliminate remedies for failure to provide agreed paid services, misuse of health data or other protected consumer rights. Any further limitation, insurance provision or indemnity must be separately reviewed for enforceability; no blanket hold-harmless is imposed on members.

21. Applicable Law and Dispute Resolution

These Terms are intended to be interpreted under California law, without depriving any consumer of mandatory protections that apply where they reside or receive services. Before formal proceedings, we encourage an attempt to resolve ordinary concerns through good-faith written communication, but that request does not restrict urgent relief or rights to contact a regulator, court or other lawful authority. Any alternative dispute process for an individual coaching contract must be expressly and validly accepted in that contract; these Terms do not impose mandatory arbitration.

22. General Provisions

If a term is unenforceable, the remainder continues to the extent permitted by law. A failure to enforce a provision once is not necessarily a permanent waiver. No visitor or member is authorized to speak for or bind Sleep Genius, Creed of Peaceful Warriors or 62Romeo by virtue of website use or participation. The Terms, current Privacy Policy, accepted membership confirmation and any individually signed coaching agreement govern their respective subjects; for a purchased coaching service, its specific written terms control in the event of a direct inconsistency, subject to applicable law.

Electronic acknowledgments and signatures may be used where lawful, and participants should retain copies of accepted terms and receipts. These general Terms do not create an employment, agency, partnership or medical-provider relationship.

23. Contact and Notices

Sleep Genius | Website: https://sleepgeni.us | Email: rob@sleepgeni.us | Mailing address: PO Box 210340, Chula Vista, CA 91921. Before publication, confirm the legal name of the operator, the Association’s role, the mailing address for legal notices and the effective date.

Pre-Publication Owner and Legal Review Checklist

This section is for internal review and should be removed from the customer-facing version.

1. Identify exactly which legal person or entity operates Sleep Genius, receives coaching payments and administers Association membership; document whether Creed of Peaceful Warriors is the actual membership counterparty or a referenced affiliation.

2. Finalize and publish a separate Privacy Policy, sensitive/consumer health data notices as applicable, cookie/analytics disclosures, and the actual consent text used with PSQI and signup forms.

3. Finalize Sleep Genius 365 minimum coaching cadence, provider roles and credentials, the included laboratory/medical/therapy costs, device models/ownership/subscriptions, refund and early-termination rules, any mandatory consumer cancellation notices, and secure health data workflows.

4. Confirm consent processes for recording, third-party clinical sharing and marketing/publicity; do not bury those consents inside general acceptance.

5. Verify sponsorship funding and fulfillment claims, payment authorization timing, membership approval workflow, and the 62Romeo/Creed/Sleep Genius organizational separation.

6. Obtain qualified legal review before publication, checkout or signature collection.

Source documents: Creed of Peaceful Warriors Membership Agreement; 62Romeo 2024 Coaching Agreement and SLEEP101 Policies; Sleep Genius 365 Coaching Agreement Working Draft; Sleep Genius 365 Approved Website Design, Offer and Build Brief.